Finance Rates and Products
FINANCE RATES AS OF SEPTEMBER 2008
On Approved Credit. Limited Terms Apply. Rates based on Credit Bureau FICO Score. Expires 09/30/08.
LONGO TOYOTA'S NEW & CERTIFIED RATES
Auto FICO 720+ = 8.35% APR
Auto FICO 690-719 = 9.15% APR
Auto FICO 670-689 = 10.20% APR
Auto FICO 650-669 = 12.15% APR
Auto FICO 630-649 = 13.65% APR
Auto FICO 610-629 = 15.65% APR
Auto FICO 580-609 = 18.40% APR
Auto FICO 579 & below = 24.50% APR
Does not apply to co-signer loan and first-time buyer
You have the option to obtain your own financing.
The annual percentage rate (APR) for the installment sale of a vehicle may be negotiable with the seller.
The seller may assign the installment contract and retain its right to receive a portion of the finance charge.
PRODUCT MENU
Vehicle Service Agreement
$1,895-$2,395 (depending on term)
* Covers the major components of your vehicle
* Mechanical, computer and electrical protection (coverage varies depending on agreement)
* Guards against rising repair costs
* Provides towing and substitute transportation
* Fully transferable from new car owner to subsequent owner
* Factory and Non-factory service contracts available; non-factory contracts are serviced at participating dealers only
Guaranteed Auto Protection ("GAP")
$795.00
* Helps to eliminate financial obligation if your vehicle is declared a total loss due to theft, collision or natural disaster
* Pays insurance deductible up to $1,000 if a deficiency balance exists (does not apply in some states)
* Reduces insurance company negotiation
Vehicle Anti-Theft and Alarm Systems
$499 - $599 (Avalon, Highlander and hybrid models) plus tax
* Protects you, your vehicle and its contents
* Weatherproof siren deters potential thieves
* Lite Touch Shock Sensor detects when vehicle is bumped or glass is broken
* Starter-kill disables ignition and prevents engine from starting
* Lifetime limited warranty on parts. Ask for details
Lojack
$899 - $1,099 (with early warning) plus tax
* High-tech auto security system that enables police to track and recover a stolen vehicle
* 90% recovery rate, usually within 2-3 hours
* $5,000 theft guaranty if the vehicle is not recovered within 30 days
* Optional LoJack early warning system
LuxCare
$599 plus tax
* Paint sealant helps protect your exterior finish from weather-induced fading, bird droppings, tree sap, UV rays and acid rain.
* Fabric sealant helps protect your carpet and fabric surfaces from most common stains, premature aging and makes clean-up easy.
* Leather/vinyl sealant helps protect and preserve your leather and vinyl surfaces
* 5 year warranty on new vehicles; 3 year warranty on pre-owned vehicles