CURRENT FINANCE RATES On Approved Credit. Limited Terms Apply. Rates based on Credit Bureau FICO Score. Updated 10.2.11.
LONGO TOYOTA'S NEW & CERTIFIED PRE-OWNED RATES
*** Terms over 60 months will be higher ***
Auto FICO 720+ (Tier 1+)
=
5.25% APR
Auto FICO 690-719 (Tier 1)
=
6.50% APR
Auto FICO 670-689 (Tier 2)
=
10.05% APR
Auto FICO 650-669 (Tier 3)
=
12.15% APR
Auto FICO 630-649
=
14.69% APR
Auto FICO 610-629
=
16.45% APR
Auto FICO 580-609
=
19.45% APR
Auto FICO 579 & below
=
24.50% APR
Does not apply to co-signer loan and first-time buyer
You have the option to obtain your own financing. The annual percentage rate (APR) for the installment sale of a vehicle may be negotiable with the seller.
The seller may assign the installment contract and retain its right to receive a portion of the finance charge.
